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Curt Garner

Operator

Curt Garner serves as Chief Technology Officer at Chipotle Mexican Grill, where he has been a central architect of the company's sweeping digital transformation. He has overseen the development and scaling of Chipotle's digital ordering platforms, loyalty program (Chipotle Rewards), and data infrastructure — initiatives that have collectively driven billions in digital revenue and positioned Chipotle as one of the most digitally advanced quick-service restaurant brands in the industry. His work sits at the intersection of consumer technology, first-party data strategy, and personalized marketing, making him a notable figure in how brands leverage customer data for targeted engagement. Garner joined Chipotle after a long tenure at Starbucks, where he held senior technology leadership roles and helped build out that company's industry-leading digital and loyalty ecosystem. His experience at Starbucks gave him deep expertise in mobile commerce, CRM, and loyalty-driven marketing — capabilities he brought directly to Chipotle's digital buildout. Under his leadership, Chipotle's digital sales grew dramatically, particularly accelerating during the COVID-19 pandemic when digital channels became critical to the brand's survival and growth. In the broader AdTech and MarTech context, Garner represents the operator archetype — a technology executive at a major consumer brand who shapes how first-party data, loyalty platforms, and digital engagement tools are deployed at scale. His work on Chipotle Rewards, which has grown to tens of millions of members, reflects a sophisticated understanding of identity resolution, personalization, and the value of owned customer relationships in a privacy-first advertising landscape.

Last updated Jun 11, 2026 by ATDb automated enrichment

Role
Chief Technology Officer
Company
Chipotle Mexican Grill
Based
Newport Beach, California, United States
Years in industry
15 years

Bio

Curt Garner serves as Chief Technology Officer at Chipotle Mexican Grill, where he has been a central architect of the company's sweeping digital transformation. He has overseen the development and scaling of Chipotle's digital ordering platforms, loyalty program (Chipotle Rewards), and data infrastructure — initiatives that have collectively driven billions in digital revenue and positioned Chipotle as one of the most digitally advanced quick-service restaurant brands in the industry. His work sits at the intersection of consumer technology, first-party data strategy, and personalized marketing, making him a notable figure in how brands leverage customer data for targeted engagement. Garner joined Chipotle after a long tenure at Starbucks, where he held senior technology leadership roles and helped build out that company's industry-leading digital and loyalty ecosystem. His experience at Starbucks gave him deep expertise in mobile commerce, CRM, and loyalty-driven marketing — capabilities he brought directly to Chipotle's digital buildout. Under his leadership, Chipotle's digital sales grew dramatically, particularly accelerating during the COVID-19 pandemic when digital channels became critical to the brand's survival and growth. In the broader AdTech and MarTech context, Garner represents the operator archetype — a technology executive at a major consumer brand who shapes how first-party data, loyalty platforms, and digital engagement tools are deployed at scale. His work on Chipotle Rewards, which has grown to tens of millions of members, reflects a sophisticated understanding of identity resolution, personalization, and the value of owned customer relationships in a privacy-first advertising landscape.

Career

  • Senior Vice President, Digital Retail

    Starbucks · prior to 2015

  • Various Technology Leadership Roles

    Starbucks · 2000s-2015

Expertise & education

Expertise

First-Party Data StrategyLoyalty Program TechnologyMobile CommerceDigital TransformationCRM and Customer EngagementPersonalization at ScaleRestaurant TechnologyMarTech Stack Integration

Education

  • Degree details not publicly confirmed

Speaking topics

Digital transformation in retail and restaurant brandsLoyalty programs as first-party data enginesMobile commerce and customer engagementTechnology leadership in consumer brands

Recognition

Notable achievements

  • Scaled Chipotle Rewards to over 30 million members, creating one of the largest first-party data assets in the restaurant industry
  • Led Chipotle's digital sales growth to over $3 billion annually, representing a significant portion of total company revenue
  • Oversaw buildout of Chipotle's digital ordering infrastructure including app, web, and in-restaurant digital channels
  • Previously contributed to Starbucks' pioneering mobile payment and loyalty technology platform